Rental yield calculator
A starting point for your own assumptions, not a forecast or financing offer.
Gross rental yield
5.60%
- Gross yield
- 5.60%
- Net yield / cap rate
- 3.63%
- Annual net operating income
- $27,208.00
- Monthly cash flow
- -$732.67
- Annual cash flow
- -$8,792.00
- Cash-on-cash
- -5.17%
Estimates only. Excludes income tax, appreciation, principal repayment, special assessments and unentered costs. Net yield and cap rate both use net operating income before financing here. Verify rents, restrictions and actual expenses. Consult your accountant, lawyer and lender.
Estimates only, not financial, legal or tax advice. Rates as of 2026-10-20. Confirm figures with your lender and real estate lawyer. Sources: .
Frequently asked questions
What is cap rate?
+
Annual net operating income divided by property price, excluding mortgage payments and income tax.
What is cash-on-cash?
+
Annual pre-tax cash flow divided by actual cash invested, including down payment, closing costs and initial improvements. Appreciation and principal repayment are excluded.
How is the mortgage estimated?
+
Canadian fixed-rate semi-annual compounding converted to monthly payments. Rates and costs are your assumptions, not lender offers.
Want a second set of eyes on the numbers?
Talk to The Jennifer Jones Team, LPT Realty, Brokerage. No pressure.